Employee Practices Liability Insurance

Why Choose AIG for Employee Practices Liability Insurance?

Employee Practices Liability addresses claims brought by employees alleging workplace wrongful termination, bullying, harassment, discrimination, invasion of privacy, and other employment-related claims.

Why does your business need Employment Edge Liability Practices Insurance?

An employee alleges sexual harassment against a manager.
An employee alleges that their privacy was violated at work when a security guard demanded to see the contents of their bag.
A senior executive alleges that they were wrongfully dismissed during a corporate reorganization.

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The AIG Advantage

Specialized in-house claims expertise

Dedicated to managing employment practices liability claims brought against your organization and its management.

Late noticing of Administrative Claims

Preserves coverage for your claims that relate back to an administrative or regulatory investigation inadvertently unreported under a prior AIG policy.

Foreign Jurisdictions

Ensures the most favourable terms and conditions from local AIG policies are applied to your claims in foreign jurisdictions.

World-class multinational expertise, solutions, and service

Provides globally consistent client experience across one of the industry’s largest networks of 215+ jurisdictions

AIG Employee Practice Liability Insurance Solutions

From alleged discrimination to alleged third-party harassment, AIG’s Employment Edge provides the employment liability practices insurance today’s employers need. Coverages include:

Employment Practices Violation Definition - Expanded definition including current issues such as same-sex sexual harassment and discrimination, invasion of privacy, and negative employee reference.
Wrongful Internet Activity - Extends coverage for harassment, discrimination, and other employment-related claims.
Non-Employee Third Party Claims - Covers harassment and unlawful discrimination claims brought by non-employee third parties.
Wrongful Termination Loss - Extends to cover the differential between amount owing under Canadian common law (not contract) and amount company has offered claimant (excluding minimum statutory amounts).
E-Discovery Consulting - Up to $25,000 first-dollar coverage.