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Why Choose AIG for Commercial Property Insurance?

Property insurance is risk transfer against events giving rise to physical damage and business interruption.  This includes protection against a wide range of exposures including fire, theft, water damage, natural disasters, equipment failures, acts of terror, and more.

Why does your business need Property Insurance?

A few common examples:

  • A manufacturing plant has a fire, and there is damage to the building and equipment, resulting in a production downtime.
  • A Real Estate Investment Trust (REIT) is located in an area susceptible to earthquakes, and wants to protect its buildings from this peril, among others.
  • A business with a large percentage of its value invested in property (ex. buildings and equipment) would like to mitigate the risk exposures inherent to property.
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The AIG Advantage

Claims

AIG’s Claims Promise – after a large loss, AIG will make a cash advance of up to 50% of an agreed loss estimate for property repairs, clean-up costs, and extra costs within 7 days of a covered event 

No ‘average’ condition and reduced conditions and warranties to simplify and accelerate the claims process 

Capacity

Up to CAD $1B may be deployed on a shared, layered or 100% basis

Up to USD 500M in stand-alone terrorism coverage 

Comprehensive Coverage

AIG Commercial Property offers broad coverage for various market segments, including custom solutions for medium- to large-sized commercial enterprises

A global portfolio of products and services is available including specialty coverages such as political violence and terrorism - AIG Canada’s underwriters offer deep expertise in multiple occupancies, market segments, and industries

AIG Commercial Property Solutions

  • All-risk physical loss or damage
  • Full replacement cost
  • Blanket policy limits incorporating physical damage and business interruption
  • Machinery and equipment breakdown (optional)
  • Broad coverage options against natural catastrophe perils
  • Domestic or global territorial policy coverage 

See additional coverage options in the Commercial Property Highlight Sheet.

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