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Why Choose AIG for Commercial Crime Insurance?

A business with employees may be vulnerable to employee theft, forgery, and more.  Commercial Crime Insurance provides protection for companies against the dishonest acts of their employees on a global basis.

Why does your business need CrimeGuard Choice® Crime Insurance coverage?

  • A manager defrauded their company through overpayment and payroll taxes, ultimately opening an account in the manager’s name to store stolen funds
  • Employees at a manufacturing plant undervalued scrap metal in return for kickbacks from the scrap dealer
  • A CFO embezzled company funds over the course of five years to pay off their personal debts in French or English, worldwide
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The AIG Advantage

Comprehensive coverage

Unique tailored coverages for numerous fraud-related losses to meet your company’s specific need

Loss investigation & settlement

An efficient, cooperative process to save time and money when you experience a covered event

Broad employee definition

“Employee” is defined broadly to include independent contractors and consultant

Discovery Basis

The policy is written on a “discovery basis” so time restrictions begin when loss is discovered, not when it occurs

Global

World-class multinational expertise, solutions, and service while delivering a seamless, globally consistent client experience across one of the industry’s largest global networks of 215+ jurisdictions

AIG Commercial Crime Insurance Solutions

From employee theft and forgery to the loss of a company’s benefit plan assets, CrimeGuard Choice® commercial crime insurance helps protect companies with:

  • Coverage for loss of money, securities, or other assets resulting from: 
    • employee theft, computer fraud, forgery, fraudulent funds transfer, non-payment of money orders or counterfeit paper currency, and corporate credit card forgery
    • a dishonest employee sent to work on the client’s premises
    • loss of employee benefit plan assets
  • The offer of additional agent’s theft coverage

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