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Why Choose AIG for Foreign Voluntary Workers Compensation Insurance?

A specialized benefit coverage that provides medical, disability and income replacement. This coverage is voluntarily purchased by an employer to complement a protection program for employees operating outside Canada in the course and scope of furthering the business of their employer.

Why does your business need Foreign Voluntary Workers Compensation coverage?

Some examples may include:

  • Shortly after arriving in a foreign country, an employee was assaulted and robbed while walking near their hotel.
  • A company’s local country national required medical assistance when they had a traffic accident while on business in a country that bordered their own. 

The AIG Advantage

AIG Foreign Voluntary Workers Compensation Solutions

Our product offers companies one of the most comprehensive coverage forms available in the marketplace through first response, 24-hour coverage, in addition to built-in solutions to ensure employee coverage while conducting business on foreign soil. AIG’s worker compensation program also includes access to lawyers to protect Canadian clients abroad from exposure to local litigation.

  • First response and 24-hour coverage for business trips
  • Employment injury benefits applied on a primary basis for all covered classifications of employees
  • Access to TravelGuard®
  • Built-in coverage extensions include:
    • Reverse trip travel for in-bound covered foreign-based employees who visit the U.S. or Canada on business trips.
    • Foreign trip travel coverage for covered local country nationals or third country nationals on business trips outside of their country of assignment
    • Endemic disease
  • Broadened basic coverage includes:
    • Employee injury benefits insurance
    • Supplemental repatriation expense for all covered classification of employees
    • Redesigned limits for employer’s liability